🛡️ Cargo Insurance
Full value. Every time.
All Risk, Named Perils, and Total Loss coverage protecting your shipment's full declared value — available on every mode, every trade lane, every commodity type.
Protection that matches your cargo's true value.
Freight liability under international conventions (Montreal, Hague-Visby, CMR) is often far below your cargo's actual value — sometimes just a few dollars per kilogram. ZargoLogix Cargo Insurance closes that gap, covering the full declared value of your shipment against loss, damage, and theft.
Our independent survey network and 24-hour claims acknowledgement mean that when something does go wrong, you're never left waiting or under-compensated.
Choose the coverage that fits your cargo
The broadest protection available — covers loss or damage from any external cause except specifically excluded perils. Recommended for high-value or fragile cargo.
Covers a defined list of specific risks (fire, collision, sinking, etc.) at a lower premium than All Risk — suited to lower-value or robust cargo.
Covers only complete loss of the shipment (e.g. vessel sinking) — the most economical option for bulk, low-value commodities.
Insure up to 110% of invoice value (covering freight and incidental costs), not just the limited liability under carriage conventions.
Every claim is acknowledged within 24 hours by a dedicated claims handler — not a call centre queue.
Access to independent cargo surveyors in 90+ countries for fast, impartial loss assessment and documentation.
From coverage to claim in four steps
Choose All Risk, Named Perils, or Total Loss when booking your shipment, and declare the full cargo value.
A cargo insurance certificate is issued immediately, valid from the moment your cargo leaves origin.
Notify us within 7 days. An independent surveyor is assigned and claims documentation guidance provided.
Once documentation is complete, valid claims are settled promptly — typically within 30 days.
Backed by A-rated insurers
A pallet of our electronics was damaged in transit through no fault of ZargoLogix. Their claims team had a surveyor on-site within 48 hours and the claim was settled in three weeks — full declared value, no disputes. That's exactly what insurance should be.